Our Creative Solutions

Purchasing a new home
  • First time buyers - Don't wait to buy your first home - Own your home right now with no down payment.

    There are more options than ever for first-time home buyers to choose from when it comes to mortgages, and it pays to know your options. The KG Team will be available to assist you each step of the way.

    The residential property you are about to purchase is probably the largest single purchase and the biggest investment decision you have had to make in your life so far. Let us help you through the confusing maze of lender options, mortgage documentation and terminology you are dealing with as you work your way through this process. We will provide you with a mortgage pre-approval which will hold the best rate for you for up to 120 days and allow you to shop for your new home with confidence.
  • Repeat buyers - As you move up the property ladder we can ensure your financing takes advantage of your improved equity position.

    As a repeat buyer, you are likely in a stronger financial position than when you purchased your first home. You have equity in your existing residence, stronger employment and credit history, a record of mortgage repayment, and thus more options available to you. We can prepare a custom financing package for you that takes advantage of all of these strengths. Perhaps you would like to retain your first home as an investment property - in many circumstances we can make that a reality. Let a KG Consultant review your options for you.
  • Real Estate Investors - Successful investors know the importance of real estate in a diversified portfolio - let a KG consultant assist you with your real estate investment purchase.

    The KG Team is very experienced at preparing custom financial packages to enable you to acquire investment properties in a way which is most advantageous to your individual circumstances. Whether it is a rental property, holding property or redevelopment proposal, we have the expertise to guide you through the financing process. We can help you to leverage the equity in existing properties and set up financing on new purchases which will allow you to leverage them in the future as well.
Refinancing Your Existing Property
  • Home equity line of credit (HELOC) - Knowing funds are available when and if you need them, and with the flexible repayment terms you deserve, are the advantages of a HELOC.

    After several years of home ownership and a strong real estate market, you have likely built significant equity in your home. A HELOC is registered behind your existing mortgage and allows you to borrow funds when you need them, at preferential lending rates, and with minimal monthly repayment requirements. It is an excellent tool to assist you with your current and future financial needs.
  • Debt consolidation - You may have equity available in your home which would enable you to restructure your current financial situation.

    Consumer loans and credit cards are charged a much higher interest rate than mortgages by virtue of the strength of the security provided by real estate. By increasing the amount of your mortgage and using those funds to pay off other loans you have the benefits of the lower rate of your mortgage and only one bill payment. You can then use the additional available monthly funds to build up your investment portfolio or paydown your mortgage more quickly. Let a KG consultant review your financial situation and ensure you are making the best use of the equity you have available.
  • Lower your interest rate - Let a KG Consultant provide you with a free second opinion on your existing mortgage.

    Refinancing your home to take advantage of a lower interest rate can save you thousands of dollars in interest. Essentially, you are exiting your existing mortgage to take on a more favourable one. For example, by opting to have a lower rate mortgage but keeping your payments the same, more of your payments will go towards principal rather than interest, thus allowing you to pay off your mortgage balance more quickly and increase the equity you have available in your home.
Renewing Your Existing Mortgage
  • Better rates - Depending on current rates and your financial history you may be able to get a much better rate. Rather than renewing on your lending institution's terms, let us negotiate the best rate for you.
  • Better terms - We can help assess which set of options would be best for your situation. When it comes time to renew your mortgage you have an opportunity to ensure your financing package meets both your current and future needs. By working with a member of the KG Team we can find the best solution.
Financing for New Immigrants
  • If you have immigrated to Canada within the last 10 years, there are specialized financing packages available just for you.
  • There are more options available than you might think. Although you may not have an established and long-standing credit history, whether you are self employed or an employee, there are several products available to assist you with your purchase of a home in Canada.
  • At the KG Group we specialize in assisting new immigrants with their real estate purchases; we can guide you through the complexities of the real estate system in a new country and we can provide assistance to you in English, Farsi, Cantonese and Mandarin. New to Canada? Call us first when thinking about getting a mortgage.
Financing for Business Owners
  • We can provide financing arrangements that recognize the special requirements of self employed individuals. Whether you are a sole proprietor, in a partnership or operate an incorporated company; we have financing products that meet your needs. We can prepare a custom financing package with requirements you can meet, without having to jump through the hoops normally required by major lending institutions.
  • The KG Team specializes in assisting self employed individuals with their real estate financing requirements. We can assist with purchases and refinances of both principal and secondary properties. Perhaps you would like to set up a Home Equity Line of Credit for your business requirements... a KG consultant can prepare a financing package that will meet the needs of both you and your business. The KG Team believes that your options should not be limited and will work with you to find a suitable mortgage.
Financing Commercial Property
  • Commercial financing requires a specialized expertise. At the Kahkesh Group we can guide you through these complex arrangements.
  • We provide financing for the following types of property:
  • - Rental apartment buildings
  • - Income generating properties
  • - Office buildings
  • - Retail stores
  • - Warehouses and self storage
  • - Industrial facilities
  • - Raw land and construction projects
  • The Kakhesh Group has placed millions of dollars of commercial financing for our satisfied clients. Financing is available through a variety of lenders allowing us to prepare a custom financing package with the terms, rates and products that best meet your unique requirements. We can assist with both THE purchase and refinancing of commercial properties - call a KG consultant to discuss your proposal.
Financing Residential Construction
  • We can provide financing arrangements that recognize the special requirements of self employed individuals. Whether you are a sole proprietor, in a partnership or operate an incorporated company; we have financing products that meet your needs. We can prepare a custom financing package with requirements you can meet, without having to jump through the hoops normally required by major lending institutions.